I am practiced in all aspects of the software development life-cycle: Requirements, Design, Development, QA and UA Testing, Deployment, Training, Documentation, and Maintenance. I design and develop online transactional and data analysis systems with web and rich client front ends to database and middle tier servers. My focus has been in the financial service industry (lending, banking, and insurance); but I have also worked in manufacturing and other service industries. Expanding beyond IT, I bring to my clients the value of my Lean and Six Sigma Industrial Engineering skills, and have applied them to improve business and software development processes.